Many veterans and their loved ones don’t realize there’s a VA benefit that can help pay for needed care. The Veterans Aid and Attendance benefit provides monthly, tax-free payments—between $1,515 & $2,795 per month—that can make the difference between merely getting by and having the safety, comfort, and quality care that brings true peace of mind.

The Lafayette and St. Joseph Manor, both Redeemer Senior Living personal care communities, are committed to helping veterans and their families better understand the valuable Aid and Attendance benefit. To support this effort, The Lafayette will host a free seminar, How Veterans Can Get Financial Help for Senior Care, on November 18 at 10AM.

Scott Ferguson, a Gulf War veteran and experienced Federal Benefits Counselor, will lead the session, as he offers practical guidance, answers questions, and helps to clarify the process of accessing this important resource. Register now.

In the meantime, here’s a quick overview of key eligibility criteria to help you determine if you or your loved one might qualify for this beneficial program:

Who Qualifies?

While the details can feel overwhelming, here are three important criteria to keep in mind:

• ‍Wartime Service: A veteran must have served at least 90 days of consecutive active duty outside of training with at least one day served during a designated wartime period such as WWII, the Korean Conflict, the Vietnam Era (including those who served in Vietnam itself), or the Gulf War, and must not have received a dishonorable discharge. The Veteran did NOT have to serve in-country, in combat, or “boots on the ground.” They could have been stationed stateside the entire time and still be eligible. Certain groups, like the American Merchant Marines during WWII, may also be eligible.
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• Care Needs: The veteran or their spouse needs help with daily activities (like bathing or dressing), lives in a setting that provides care (such as personal care, assisted living, memory care, home care, etc.), or has cognitive decline that requires a protective environment. Blindness and other disabilities may also qualify.
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• Financial Guidelines: There is a limit to total assets—$159,240 in 2025 that is subject to calculation. The VA also considers income but will subtract medical and care expenses to help meet qualifications.

What’s Covered?

The benefit is a monthly monetary deposit into the qualified person’s account that can help pay for a wide range of care options, including but not limited to:

• Personal care or assisted living in a senior living community
• Memory care in a senior living community
• Long-term care in a senior living community
• Home care services
• Adult day care

How Much Can You Receive?

Here’s a quick look at the 2025 monthly benefit amounts:

• Single veteran needing care: $2,358
• Married veteran needing care (or Veteran with dependent child): $2,795
• Veteran whose spouse needs care: $1,851
• Surviving spouse needing care: $1,515

‍Come to Learn More

The Lafayette invites veterans and their families to a free seminar on November 18 at 10 AM to learn about these valuable benefits that maybe available to them. The session will be presented by Scott Ferguson, a Gulf War veteran and experienced Federal Benefits Counselor known for his dedication to supporting veterans. Scott will offer practical guidance, answer questions, and clarify the process for accessing these valuable resources. Register now.

‍Scott Ferguson, VBAP & Care Planning Strategies are independent planners and not affiliated with the VA or any government agency.